JACOS ®

The independent chip card operating system.

JACOS® is a secure, independent chip card operating system for your bank and credit cards. It is economic and flexible and fulfills the current SEPA requirements for bank and credit cards while offering individual add-on solutions for integration with loyalty programmes.

With the JACOS ® EMV chip card operating system we set the standards for security and innovation. The system can be implanted into a credit chip card as a single module or can be used as a personalized card in card mailings.

Our services include the design, production/implementation, personalization and global shipment of bank and credit cards:

  • Provision of an independent EMV chip card operating system
  • Full project management for a change of service provider
  • Generation of the chip data on the magnetic strip by preparing own data with HSM in accordance with PCI-DSS
  • Take over all control and certification procedures for VISA and MasterCard
  • Extension of the operating system with additional applications, e.g. for bonus and discount programmes

The JACOS® chip card operating system is certified in accordance with the strict EMV standards for dynamic (DDA) and static data authentication (SDA). It is based on SAMSUNG's latest µ processor technology, offering impressive data processing speed.

Use the JACOS® chip cards for all your card products, and add debit functions in addition to the credit functions on VISA and MasterCard cards.